Decluttering Your Insurance Closet

In my household, “spring cleaning” isn’t necessarily limited to springtime. It happens whenever my wife and I come to realize we need to downsize, reorganize or reinvigorate the general atmosphere of our home. During these times, my wife will often put me on closet...

Frost Quake! (“Oh, cryoseism me a river!”)

Have you ever experienced a frost quake? Also, have you ever heard of a frost quake? You may have experienced it but didn’t even know what it was. A frost quake – more technically referred to as a cryoseism – is a geological phenomenon whereby water seeps down...

Horihan For the Holidays

Doesn’t it seem like after Halloween things start swirling into an infinitely busier vortex of activity that does not let up until New Year’s Day? You just got done with making your house look all spooky, and you’ve taken the skeletons and put them back in the closet,...

Food Spoilage Insurance: When Lighting, Or Whatever That Was, Strikes.

A few weeks ago, in the middle of the night, my wife and I heard a loud boom outside our window accompanied by a flash of light. I’m not entirely clear on what happened out there, but in our home, the power went out. We’ve had power outages before which generally did...

Healthy, Wealthy, Warm and Wise

“Keeping your distance” has kind of been the mantra for the year 2020. Back in the summer we noted on a Facebook post that another type of “distancing” guideline applied for outdoor grilling. That is what we will call the “Rule of Three...

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Have a Spooksafe Halloween

Insurance can be a fascinating business. In many ways it is a strong indicator of human nature. Your agent can go over the major risk factors and the likelihood of them becoming applicable to you, but what an individual chooses to insure themselves for depends on what...

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For the Price of a Cup of Coffee…

Insurance agents are forever trying to impress upon people that future security is much more important than instant gratification in the present. It’s one of those things that a person has to realize for themselves though. It is a matter of priorities....

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To Have a Little Something Left in the Tank

Did you know that during the hot summer months, just being outside in the heat, your car can lose gasoline through evaporation? It’s not something you think about a lot. Luckily there are ways that you can conserve gas to offset the loss. Secure Your Gas...

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