One Wall Over: When Your Business Makes a Splash Next Door

How Commercial Insurance Handles Neighbor Damage: What Business Owners Need to Know Picture this: a pipe bursts in your building and floods the neighboring office suite. Or maybe a fire in your warehouse spreads to the business next door. These situations are...

Decluttering Your Insurance Closet

In my household, “spring cleaning” isn’t necessarily limited to springtime. It happens whenever my wife and I come to realize we need to downsize, reorganize or reinvigorate the general atmosphere of our home. During these times, my wife will often put me on closet...

Frost Quake! (“Oh, cryoseism me a river!”)

Have you ever experienced a frost quake? Also, have you ever heard of a frost quake? You may have experienced it but didn’t even know what it was. A frost quake – more technically referred to as a cryoseism – is a geological phenomenon whereby water seeps down...

Horihan For the Holidays

Doesn’t it seem like after Halloween things start swirling into an infinitely busier vortex of activity that does not let up until New Year’s Day? You just got done with making your house look all spooky, and you’ve taken the skeletons and put them back in the closet,...

This One’s For the Independent Retailers

July is National Independent Retailers Month. As such, we would like to take this time to pay tribute to the small business owners who are the backbone of our local marketplaces. This is also a good opportunity to make note of some of the different insurance products...

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How Insurance Is Like a Frozen Pizza

People say insurance is boring. It’s one of those “no news is good news” situations. You buy your policy, maybe you set up automatic payments on the premium. If all goes well, you never have to think about it again, and that suits you just fine....

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The Thing About Life Insurance Rates As We Age

When you’re young, you may not think you need life insurance, and even if you do, it isn’t the top priority in your life. So days go by. Days turn into months and years. When you finally decide it is time, it can be surprising how much it costs to start a...

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Even Luck Needs a Little Help

With St. Patrick’s Day not far off, the notion of luck comes up in conversation quite a bit. There are two types of people: The superstitious, and the ones who say “I don’t need luck. I’ve got [whatever secret weapon they put their confidence...

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A Clean Slate in 2021

You know that feeling when you go to bed at night with so many things left undone that you have a hard time sleeping? Or when you wake up with a general sense of anxiety, but you can’t put your finger on why until you realize, “oh yeah, I haven’t...

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