Decluttering Your Insurance Closet

In my household, “spring cleaning” isn’t necessarily limited to springtime. It happens whenever my wife and I come to realize we need to downsize, reorganize or reinvigorate the general atmosphere of our home. During these times, my wife will often put me on closet...

Frost Quake! (“Oh, cryoseism me a river!”)

Have you ever experienced a frost quake? Also, have you ever heard of a frost quake? You may have experienced it but didn’t even know what it was. A frost quake – more technically referred to as a cryoseism – is a geological phenomenon whereby water seeps down...

Horihan For the Holidays

Doesn’t it seem like after Halloween things start swirling into an infinitely busier vortex of activity that does not let up until New Year’s Day? You just got done with making your house look all spooky, and you’ve taken the skeletons and put them back in the closet,...

Food Spoilage Insurance: When Lighting, Or Whatever That Was, Strikes.

A few weeks ago, in the middle of the night, my wife and I heard a loud boom outside our window accompanied by a flash of light. I’m not entirely clear on what happened out there, but in our home, the power went out. We’ve had power outages before which generally did...

How Insurance Is Like a Frozen Pizza

People say insurance is boring. It’s one of those “no news is good news” situations. You buy your policy, maybe you set up automatic payments on the premium. If all goes well, you never have to think about it again, and that suits you just fine....

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The Thing About Life Insurance Rates As We Age

When you’re young, you may not think you need life insurance, and even if you do, it isn’t the top priority in your life. So days go by. Days turn into months and years. When you finally decide it is time, it can be surprising how much it costs to start a...

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Even Luck Needs a Little Help

With St. Patrick’s Day not far off, the notion of luck comes up in conversation quite a bit. There are two types of people: The superstitious, and the ones who say “I don’t need luck. I’ve got [whatever secret weapon they put their confidence...

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A Clean Slate in 2021

You know that feeling when you go to bed at night with so many things left undone that you have a hard time sleeping? Or when you wake up with a general sense of anxiety, but you can’t put your finger on why until you realize, “oh yeah, I haven’t...

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A Clean Slate in 2021

You know that feeling when you go to bed at night with so many things left undone that you have a hard time sleeping? Or when you wake up with a general sense of anxiety, but you can???t put your finger on why until you realize, oh yeah, I haven???t resolved this or...

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