Decluttering Your Insurance Closet

In my household, “spring cleaning” isn’t necessarily limited to springtime. It happens whenever my wife and I come to realize we need to downsize, reorganize or reinvigorate the general atmosphere of our home. During these times, my wife will often put me on closet...

Frost Quake! (“Oh, cryoseism me a river!”)

Have you ever experienced a frost quake? Also, have you ever heard of a frost quake? You may have experienced it but didn’t even know what it was. A frost quake – more technically referred to as a cryoseism – is a geological phenomenon whereby water seeps down...

Horihan For the Holidays

Doesn’t it seem like after Halloween things start swirling into an infinitely busier vortex of activity that does not let up until New Year’s Day? You just got done with making your house look all spooky, and you’ve taken the skeletons and put them back in the closet,...

Food Spoilage Insurance: When Lighting, Or Whatever That Was, Strikes.

A few weeks ago, in the middle of the night, my wife and I heard a loud boom outside our window accompanied by a flash of light. I’m not entirely clear on what happened out there, but in our home, the power went out. We’ve had power outages before which generally did...

A December We’d Rather Not Remember

Have you ever noticed that cliches are a common response to unprecedented events? Perhaps it is because, in the face of an event with which we don’t have previous experience, it seems impossible to properly process, so we grasp for the familiar. It’s our...

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When Christmas is Off the Supply Chain

You’ve probably been hearing the words “supply chain” a lot lately, and the big worry yet again this year that Christmas will be ruined by disruptions in said supply chain. I think we can all agree that holiday spirit cannot be thwarted by a ship or...

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Are You Health Literate?

For over 20 years, Health Literacy Month has been observed in October around the globe. This time is meant to shine a light on the importance of making health-related information and education accessible and understandable to all. Health Literacy Month is...

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How to Avoid Being Cancelled

Your homeowner’s insurance policy is easily the largest policy most people carry. Apart from your health insurance, it’s the policy that has the most riding on it. Which is why it can’t be understated, and must be understood, that your policy can be...

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This One’s For the Independent Retailers

July is National Independent Retailers Month. As such, we would like to take this time to pay tribute to the small business owners who are the backbone of our local marketplaces. This is also a good opportunity to make note of some of the different insurance products...

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