Decluttering Your Insurance Closet

In my household, “spring cleaning” isn’t necessarily limited to springtime. It happens whenever my wife and I come to realize we need to downsize, reorganize or reinvigorate the general atmosphere of our home. During these times, my wife will often put me on closet...

Frost Quake! (“Oh, cryoseism me a river!”)

Have you ever experienced a frost quake? Also, have you ever heard of a frost quake? You may have experienced it but didn’t even know what it was. A frost quake – more technically referred to as a cryoseism – is a geological phenomenon whereby water seeps down...

Horihan For the Holidays

Doesn’t it seem like after Halloween things start swirling into an infinitely busier vortex of activity that does not let up until New Year’s Day? You just got done with making your house look all spooky, and you’ve taken the skeletons and put them back in the closet,...

Food Spoilage Insurance: When Lighting, Or Whatever That Was, Strikes.

A few weeks ago, in the middle of the night, my wife and I heard a loud boom outside our window accompanied by a flash of light. I’m not entirely clear on what happened out there, but in our home, the power went out. We’ve had power outages before which generally did...

Let’s Talk About Your Current Insurance Policy

If we were to ask you right now whether you know where a physical copy of your insurance policy is, could you produce it? Don???t tell us where it is. We just want to know if you???d be able to access it on demand if necessary. When a Horihan Insurance agent meets...

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The Scariest Thing About Halloween

It’s hard to believe, but up until now, the only time we’ve posted on this blog about Halloween, it had to do with insurance policies that protect against zombie and vampire bites and alien abduction. Yeah, they actually do exist. I mean those policies,...

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