Decluttering Your Insurance Closet

In my household, “spring cleaning” isn’t necessarily limited to springtime. It happens whenever my wife and I come to realize we need to downsize, reorganize or reinvigorate the general atmosphere of our home. During these times, my wife will often put me on closet...

Frost Quake! (“Oh, cryoseism me a river!”)

Have you ever experienced a frost quake? Also, have you ever heard of a frost quake? You may have experienced it but didn’t even know what it was. A frost quake – more technically referred to as a cryoseism – is a geological phenomenon whereby water seeps down...

Horihan For the Holidays

Doesn’t it seem like after Halloween things start swirling into an infinitely busier vortex of activity that does not let up until New Year’s Day? You just got done with making your house look all spooky, and you’ve taken the skeletons and put them back in the closet,...

Food Spoilage Insurance: When Lighting, Or Whatever That Was, Strikes.

A few weeks ago, in the middle of the night, my wife and I heard a loud boom outside our window accompanied by a flash of light. I’m not entirely clear on what happened out there, but in our home, the power went out. We’ve had power outages before which generally did...

The Joys of Holiday Travel and Gift-Giving

Have you got a flight booked for a getaway for the holidays? Have you got your Christmas shopping done? If you aren’t that far ahead of the game yet, then there is time for you to think about a couple of things for when you do get there. Travel insurance, and...

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Medical Insurance: Beyond the Immediate Cost

Medical insurance is on our minds a lot this time of year at Horihan Insurance, with the Annual Enrollment Period for Medicare beginning soon, and Marketplace Open Enrollment on the horizon. Because we know that making decisions about health insurance coverage can be...

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In a World Where No Insurance Was Mandatory…

A common complaint about insurance arises when it is mandatory, as with auto insurance for individuals and worker’s compensation for business owners. But have you thought about what life would be like if either of these were not compulsory? Let’s talk...

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