Decluttering Your Insurance Closet

In my household, “spring cleaning” isn’t necessarily limited to springtime. It happens whenever my wife and I come to realize we need to downsize, reorganize or reinvigorate the general atmosphere of our home. During these times, my wife will often put me on closet...

Frost Quake! (“Oh, cryoseism me a river!”)

Have you ever experienced a frost quake? Also, have you ever heard of a frost quake? You may have experienced it but didn’t even know what it was. A frost quake – more technically referred to as a cryoseism – is a geological phenomenon whereby water seeps down...

Horihan For the Holidays

Doesn’t it seem like after Halloween things start swirling into an infinitely busier vortex of activity that does not let up until New Year’s Day? You just got done with making your house look all spooky, and you’ve taken the skeletons and put them back in the closet,...

Food Spoilage Insurance: When Lighting, Or Whatever That Was, Strikes.

A few weeks ago, in the middle of the night, my wife and I heard a loud boom outside our window accompanied by a flash of light. I’m not entirely clear on what happened out there, but in our home, the power went out. We’ve had power outages before which generally did...

With Gratitude, From Horihan Insurance.

It is no coincidence that so many Americans’ favorite holiday is Thanksgiving. That probably has a lot to do with the food (let’s be honest) and the valuable time together with family. But it clearly goes deeper. Thanksgiving holds different significance...

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An Actual Deer in Your Actual Headlights.

In 2017-18, Minnesota was number seven on the list of U.S. states in likelihood of a vehicle vs. animal collision. Wisconsin and Iowa came in at #4 and #5 respectively. West Virginia is still far and away the most dangerous state in this department and has been for as...

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Have You Called Your Grandma Lately?

September is Intergeneration Month. We all know there is a wealth of knowledge to be gained from someone with different experiences from ours. Whether it be someone of a different culture, race or sexual orientation, by simply talking with someone, their experiences...

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The Perils of Driving Uninsured

Driving an uninsured vehicle is illegal. Unless you’re in New Hampshire or Virginia, but let’s not muddy the waters. This is just a friendly reminder, because even in the other 48 states, more people than you’d think, do try to get by without auto...

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Get On Your Bikes and Ride!, Part 2

Our last blog post was on motorcycle safety, so we thought it would follow nicely to talk a bit about bicycling. Even more so because May is National Bike Month. There are so many reasons why regular bike rides, alone or with others, are great. Here are just a few:...

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