Decluttering Your Insurance Closet

In my household, “spring cleaning” isn’t necessarily limited to springtime. It happens whenever my wife and I come to realize we need to downsize, reorganize or reinvigorate the general atmosphere of our home. During these times, my wife will often put me on closet...

Frost Quake! (“Oh, cryoseism me a river!”)

Have you ever experienced a frost quake? Also, have you ever heard of a frost quake? You may have experienced it but didn’t even know what it was. A frost quake – more technically referred to as a cryoseism – is a geological phenomenon whereby water seeps down...

Horihan For the Holidays

Doesn’t it seem like after Halloween things start swirling into an infinitely busier vortex of activity that does not let up until New Year’s Day? You just got done with making your house look all spooky, and you’ve taken the skeletons and put them back in the closet,...

Food Spoilage Insurance: When Lighting, Or Whatever That Was, Strikes.

A few weeks ago, in the middle of the night, my wife and I heard a loud boom outside our window accompanied by a flash of light. I’m not entirely clear on what happened out there, but in our home, the power went out. We’ve had power outages before which generally did...

How To Be Cool

After a long winter, once the temperature gets consistently above even 50 degrees, it’s easy to kind of jump to conclusions and officially declare summer started. With the memory of the cold winter still lingering, one tends to find oneself feeling unseasonably...

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But What Else Can I Do?

As the concern over the spread of COVID-19 lingers, most of us have heard many times over what we can do to avoid contracting the virus. Wash your hands, social distance, stay home. Cover your cough. And there are endless fundraisers that one could donate money to in...

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Every Day I’m Shovelin’

Heavier snow IS going to come at some point. Shoveling snow is just a chore. There is no way around it. Does anyone really like shoveling snow? It’s possible, but I wouldn’t bet on it. It’s something we do because odds are we wouldn’t be able...

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Safety Under the Tree

Because December is a gift-giving season for so many, and because the season is particularly associated with toys for the kids, we want to address safe toys and gifts. December was first declared Safe Toys and Gifts Awareness month by the organization Prevent...

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